You’ve achieved Financial Independence! Now What?

In line with my previous post, I have noticed a lot of comments and articles on the FIRE blogs lately about what folks plan to do (or are doing) once they achieve financial independence. They often follow a pattern of travel and doing projects/tasks that you put off because you didn’t have the time. This typically occupies folks for the first 12-24 months once they “retire” and then the hard part comes in.

Some folks like “Mr. Retire by 40” turned into the stay-at-home dad, while his wife continued to work. His wife enjoys her job, so they’ll keep at this for some time before they both retire. In the meantime, he takes care of their child, travels in the summer, and continues his work on his blog and other activities.

Others, like Mz Liz or ESI money have taken up counseling folks on financial independence, investing, and how to financially improve their lives. They have taken something that they are good at, have a passion for, and sought to “give back” to the community.

Still, for many others enroute to financial independence, the question remains of how we are going to fill our time once we have so much of it to fill.

For me, I know that I will need to find something to occupy my time, due to my mindset. I’ve been a “go getter” all my life, rising through the corporate ranks. I don’t see myself “kicking back.” My wife says our vacations are always busy, going from place to place, always on the move. My “retirement” will probably be the same. I have a couple of things which can occupy me for the first 12-18 months (finish the Appalachian Trail hike, road trips throughout the US, visiting family and friends, etc.) – but eventually I will need something to occupy my time.

Right now, I’m looking at several options:

  1. Volunteering: I have several things I would like to volunteer for, including Habitat for Humanity, teaching, mentoring and financial advisor
  2. Real Estate: Either as a realtor or getting into flipping and renting, I have always had an interest. I need to do some informational interviewing of realtors to get more data.
  3. Finance: Either as a registered agent and counsellor, as a volunteer, or working with the web, I would like to help people achieve the financial independence that I have.

Retirement Manifesto has article on UnRetirement in reference to this

Of course, something else may pop its head up, so we will see.

What are you thinking of doing once you are free?


Mr. 39 months.

6 thoughts on “You’ve achieved Financial Independence! Now What?”

  1. Like many retirees, my first couple of years included looking after an elderly parent. I didn’t grudge it, and I am glad that I was able to retire early to spend the time with my Mum.

    My volunteering takes the form of being a Governor for a university (unpaid!). I see it as a form of Giving Back. In the UK our universities are always on the look-out for well qualified individuals. The law requires that half of the members of the Board of Governors of Higher Education establishments are made up of ‘lay people’ i.e. people who do not work at or for the university. My IT and financial background have proven very useful, and I think I have made a decent contribution. My 3 year term has just ended but I will remain on a couple of committees for a few years more.

    The rest of my time involves a lot of travelling, some great hobbies and now blogging!

    1. Glad to see you “giving back” – its one of my goals as well. Its nice that you can continue to use your knowledge on something like that.

  2. I’m FIREd already but I agree is definitely good to have a starting plan. It’ll likely evolve over time.

    Now I spend most of my time exercising, learning new stuff by reading books or the internet, writing on my blog, hanging out with friends, and a little volunteering. Honestly, I sometimes wonder how I had enough time to ever work at a traditional job! 🙂

    1. My wife’s company got bought and moved back in 2016. She was unemployed for about 6 months – and said the same thing! She didn’t understand how she could work, because of how busy she was with other stuff!

      Mr. 39 months

  3. Thx for the shoutout, and the comment on my post! One thing I didn’t mention in that post was that we’re considering doing some seasonal WorkKamping at some point in our retirement. 3 months working in Yellowstone, perhaps? Lots of options to keep ourselves busy, we’ll see how it goes when we retire in 50 days!!

    1. Good luck on that.

      I’m looking forward to my second childhood once I hit FI, but I’m still trying to work out what I am going to do.

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