2017 Goals & Performance

Like so many others in the FIRE community, I thought I’d go over my 2017 goals and see how I did, in order to prepare for my 2018 objectives. I’ve been doing this for years, but haven’t had a blog to put it out there before now. I have to say, the Blog does help to both motivate me to push for bigger goals, and to keep things in perspective (there are always people in the FIRE community doing better than you – or at least looking like they are doing better than you on their blog).

2017 Goals:

Finance Goals:

  1. Save $33K in tax-advantaged accounts (Roth IRA, 401K, etc.) – Grade A: Overall saved almost $37K for the year
  2. Save $26K in regular accounts (brokerage accounts, after-tax, etc.) – Grade A: Saved $26.5K for the year
  3. Increase dividend income for all accounts (401K, brokerage, IRA, etc) to $18K for the year – Grade A: Total of almost $22K for the year
  4. Passive income covers 65% of base living expenses (taxes, utilities, etc.) – Grade A: Due to higher dividend payments, came in at 73.6%
  5. Net Worth beats my traditional 6.1% per year rate – grade A: Great stock year and putting in a lot of money led to a 12.3% increase in my net worth. From $1.27M to $1.42M! Yah

Overall for finance, I had to rate it as a A! Time to push the goals a lot more

Business Goals:

  1. Begin attending local Real Estate investors meeting (REIA). Grade C: Attended one meeting in July, but work and other issues kept me from going to more. Plan on starting to attend regularly and to pay for membership in January.
  2. Start a Blog – Grade A: Started the blog in April, total of 81 posts, 54 comments, and over 2,000 page views. Pretty small for most FIRE blogs, but I’m happy with it to start. Was able to post an average of twice a week, and I think that is a good amount. Was able to get over the “six month hump” where many bloggers dry up.
  3. Publish Student Finance BookGrade A: Completed the book on finance and work for students graduating. Its an e-book for $0.99, done more to get the info out there than to make tons of money (so far, its only sold 3 copies). I’ve got ideas on a second book, maybe for 2018.

Overall, for Business, I’d give myself a B.

Personal Goals:

Its here where I was a little “spotty” on getting stuff done

  1. Increase weight lifted in exercise by 10% from Jan 2017 amount – Grade A: Increase by 12.7%. Need to get more intricate in my lifting plan
  2. Average 3 hours of cardio every week by end of year – Grade F: Averaging around 1 hour, like at the beginning of the year. Need to make time and get this done
  3. Go on an international trip – Grade F: Didn’t do it, was planning on the 4th qtr, but work and injuries to Mrs. 39 Months kept this from happening
  4. Visit a National Park – Grade A: Backpacked in Shenandoah National Park for a week. A lot of fun. Looking forward to doing another 100+ mile year on the Appalachian Trail this year.
  5. See the 2017 total solar eclipse – Grade F: Had to go on a business trip to California the week it happened, and CA was overcast the day of. Didn’t get the chance to see it at all!

Overall, I’d give myself a C for personal goals in 2017. Need to up my game, here.


For the most part, it was a good year, though some health issues at the end of the year for Mrs. 39 Months and myself kept it from being a completely awesome year. I’ll try and push myself some more in 2018, both financially, business-wise, and for the personal goals.


How was your 2017? Did you get done a lot of what you planned for?


Mr. 39 Months

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