Investment Update Oct 2019

Only 9 months to go!

I’ll have my quarterly update on goals later, but thought I’d get my investment update out earlier. It was a fairly good month, and as my previous post on asset allocation noted, different investments are up this month vs. last month – but I am up overall, both for the month, and especially for the year!

The allocation for my retirement accounts (IRAs, 401K, etc) is pretty much index funds, spread out between the  S&P 500, small-cap, international, REITs and bonds.

Retirement Accounts: Remember, my allocation for these is:

  • 30% Bond Index Fund
  • 17.5% S&P500 Index Fund
  • 17.5% International Index Fund
  • 17.5% Small Cap Index Fund
  • 17.5% REIT Index Fund

My 401K doesn’t have REIT option, so its just 25% for each.

Stocks were up (S&P +1.9%, International +3.1%, Small Cap +1.5%) and REITs did well (+1.9%). Bonds were down -0.7% (though they were up last month). International was a surprise, as its been lagging for several years now. Good things to come? Overall, my retirement accounts were up 1.4% for the month.

My dividend account allocation is:

  • 25% Dividend Stocks
  • 25% REITs
  • 50% Bond Index Funds

My individual stocks and REITs were up significantly (over 4%) while the bonds were only down a little. Overall, the income portfolio was up 3.8% for September, including dividends. I’m going to be interested in how it compares to my overall portfolio. Could the income portfolio beat out again in 2019?

The “fun money” account is primarily Value and extended market, and was up about 2.4%. I continue to invest in this one regularly each month, with leftover funds.

For September, I was up 1.17% overall, and I’m up 14.71% for the year. Continuing to plow along as I approach that magical FI moment.

Hope your September was good, and your October is even better!

Mr. 39 Months

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