Like most folks investing, September was not “nice” to me. The S&P was down about -4.7% for the month, and just about every other mutual fund that I was investing in was also down, including my bond funds. If you remember, at the beginning of September, I changed my allocation somewhat you shift some money to dividend stocks and out of my bonds and S&P 500. Well, my dividend stock funds were down -4.5%, fairly close to the S&P. You just can’t win.
Still, I’m up over 10% for the year, and that is with primarily only 60% in stocks for the first 8 months, so its been a good year overall.
So my allocation, after my change in September is:
- 10% bonds
- 15% dividend Stocks
- 15% S&P 500
- 20% Small Cap stocks
- 20% International stocks
- 20% REITS
For investment performance in September, it came out to be:
- S&P500: -4.7%
- Bonds: -1.2%
- REITs: -5.7%
- Small Cap: -3.1%
- International: -3.4%
- Dividend stocks: -4.5%
I also have a Vanguard value fund (VVIAX) where I put in my after-tax investment money. That was down -4.0% for the month. I’ve been seeing a lot of articles of Value funds and ETFs doing better than the S&P500 – I guess we’ll see. I may do some additional research and write about this in the future.
My dividend account new allocation (as of Jan 2020) was:
- 50% Dividend Stocks
- 50% REITs
The dividend paying stocks & REITS were down an average of -4.1%. Still up for the year, with significant dividends. I’ll report out on 3rd qtr dividends in a later post.
October can sometimes be an excellent investment month, and sometimes (1929, 1987, 2008) it can be savage. I’m hoping it will be a good month. I’m up for the year, and the market has been on a tear since 2010, so overall I can’t complain.
Hope everyone is healthy and your market returns for the rest of the year go up!
Mr. 39 Months