Dec 19, 2020

- How American Invests (Vanguard.com); Long report with detailed data on how Americans have invested in 2020. Good read if you can get through it.
- A case for claiming social security early (ESI Money); This analysis is based more on folks who have their retirement already funded – what to do with their Social Security? In this case, it may be best to claim early.
- Using Leverage and Passive Income to achieve FI (Physician on Fire); using the leverage of your knowledge & experience, financial strength and time to invest in other people’s deals and hit your goals. Interesting idea.
- Friday Frugal Five (Tread Lightly Retire Early). Every week this site goes over five ways they’ve been frugal, including home cooking, walks in a national forest (vs. expensive vacations), etc.
- Three reasons it might be better to rent in 2021 (the simple dollar); I’ve noted that with the 2017 changes to the tax laws reducing deductibility, it often is better to rent vs. buy, as long as you invest the difference.
- How to start your financial life (a wealth of common sense); Good podcast on what you need to do starting out.
- Repairing a damaged 570 credit score up to 820 (budgets are sexy); Goes through story of a guy, how a credit score is calculated, and the steps he took to raise hi score over time. Entertaining reading!
- Seven Decluttering tips from the Minamalist home (Becoming Minimalist); Mrs. 39 Months would never agree to any of these. 9
- Fun, Frugal Toys you can make at home to save and entertain (financial Samurai); The kid always plays more with the box….
- How are normal people supposed to save for retirement (tony isola); The age old complaint – its only special folks who can achieve FIRE or retire
- Seven takeaways from my second year of FIRE (mina fi)